Good Sense

What could the PEOPLE OF GOD do for the KINGDOM OF GOD if they were DEBT FREE?

Have You Ever Thought…

A little more money would solve all my problems.

Just a few more things, then we’ll be happy.

Debt is EXPECTED and UNAVOIDABLE.

It’s OK to carry a credit card balance as long as I can pay the minimum payment.

The mission of Good Sense Ministry is to educate people about the Biblical Financial Principles of money management so they can move out of financial bondage into financial freedom.

Financial Nuggets…

SAVINGS MOMENTUM

Saving $325/mo at 12%, it will take 20 years to save your first $300,000; but the second $300,000 will be added in just 5 years; and the next $300,000 in just over 3 years.   That’s the power of momentum!  *

A TALE OF TWO BROTHERS

Ben saved $100/mo @ 12% from age 22 to age 72.  At the end of 50 years, he retired with $3,905,833.  His brother Dan also saved $100/mo starting at age 22.  But he removed $5000 for a down payment on a house at age 27.  He continued to save $100/mo until age 72; but he retired with only $2,828,000.  That $5000 removal cost Dan over $1 million. *

HOW CAN WE HELP?

Whether you’re financially secure, or in financial distress, the Good Sense Ministry at Hillside can assist you in the following ways:

Attend Financial Peace University


 
Financial Peace University is Dave Ramsey’s 10-week, life changing program that empowers and teaches you to make the right money decisions to achieve your financial goals and experience financial peace. Hillside Partners will receive a 50% rebate for attending 8 of the 10 sessions and 100% rebate for perfect attendance.

Since Hillside began offering Financial Peace University in the Fall of 2010, families that have completed the class have saved an average of $1,600 per family and paid off an average of $7,750 in debt.

Date: February 9 to April 27
Time: Sunday evenings, 5:00 to 7:00 pm
Cost: $95 for kit. Couples can share one kit
Location: Fireside Room
Instructor: Craig Lashley
Childcare: $40 for the semester

This course is also offered to community groups at Hillside.  If you are a community group leader or member and would like to find out more information about bringing FPU to your community group, send and e-mail to Good Sense Ministry.

The Legacy Journey

The Legacy Journey is an all new, 7-week, biblically based class that teaches you how to truly live and leave a legacy for generations to come. This class will lead you deeper into investing, basic estate planning, purposeful living, safeguarding your legacy, and discovering the keys to generational wealth and true generosity. Through video teaching, class discussions and interactive small-group activities, you’ll learn a biblical framework for living intentionally now so that later you’ll be able to leave a legacy that will secure your family’s future and make a lasting impact on the world around you. We strongly recommend that you complete Financial Peace University before taking this course.

Time: Thursday evenings, 6:45 to 8:45 pm
Date: January 30 to March 20
Cost: $109 for kit. Couples can share one kit
Location: Fireside Room
Childcare: $28 for the semester, online registration required
Instructors: Jerry Dwinell and Andrew Wischmeyer

Generation Change: For High School And College Students

Sooner or later, all teens will deal with money issues. This class will help them build lifelong confidence by obtaining sound, biblical principles for winning with money. Dave Ramsey’s fun and entertaining 6-week study on personal finance, Generation Change, will empower you with the skills to spend and live wisely.

Time: Sunday afternoons, 2:30 to 4:30 pm
Date: January 26 to March 2
Cost: $20
Location: Zone 2
Instructors: Matt and Gayle Lynn Kuhn

Request Help from a Good Sense Counselor

Trained Good Sense Counselors can confidentially assist you with preparing and living on a budget. Counselors are also available to provide perspective on financial choices. If you would like to speak with a counselor, contact the church office or send an email to GoodSense@YourHillside.com.

If you are ready to request assistance, please click to download a Client Profile Application Form.  Once you’ve completed the application; click the “Submit” button on the form to forward your application to a Good Sense Counselor.

Become a Good Sense Counselor

If you are interested in becoming a Good Sense Counselor, please contact Jerry Dwinell jdwinell@yourhillside.com.

Resources

The following links can be used to download various budgeting resources …

* Dave Ramsey – “More Than Enough”, 1999 Penguin Books